Should you Insure Your Long-Distance Move?

Posted by Kris Lindahl on Friday, June 5th, 2015 at 11:58am.


Maybe you were just transferred for your job or found a new opportunity half way across the country. This means you may need to move all of your things a long distance. When this happens, you may need to insure your belonging for the move.

Research First

Before you start the moving process, do your research. Check out a few different moves to find a reputable company, specifically one specializing in long-distance moves. This will help to add a bit of peace of mind and after comparing a few quotes, you can choose the right company for your needs.

Take an Inventory of your Home

If something were to happen to your belongings, an inventory of your home with pictures will go a long way to getting things replaced. You want to create a detailed list with brand names, serial numbers and pictures. This will also allow you to check everything off as it's unpacked to make sure it arrived safely.

Get the Right Insurance

You may already have coverage for long-distance moves for some of the things you own. Check with your current homeowners' or renter's policies to find out what your covers is for this type of move. If necessary you can up your limits before you leave.

Another thing you want to check on, if the moving company will tow your vehicle is your car insurance. Make sure it covers you in the event of a catastrophe during the move.

Along with your home and auto insurance, every moving company will offer some type of coverage. It will often be based on the total weight of your belongings and cover up to 60 cents per pound. However, you can upgrade to full-value protection.

Make sure you check the entire home inventory once it arrives. You will also want to re-adjust your insurance after everything is unpacked and made it safely.

Kris Lindahl
Kris Lindahl Real Estate

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